ZIP 22482 Foreclosure, Tax-Lien & Distress Report

In Northumberland County, Virginia, ZIP 22482 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. What sets it apart are the readings on construction/permit lag (63/100), structural risk (30/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and institutional ownership (7/100). The split runs 30/100 structural to 3/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 47% higher over three years, at 30/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 67% owner-occupied to 33% rented. Households earn a median $49,733 — below the roughly $78,000 national figure. The ZIP holds roughly 2,098 housing units. Vacancy runs 18.9%, above the national norm and a classic distress-and-opportunity signal. Home values center near $355,600, an affordability ratio of 7.0×. The poverty rate is 19.3% — high, a tax-stress and distress correlate. Rent burden reaches 40% of tenant households. The demographic-stress sub-score lands at 42/100. 3,171 residents call 22482 home, typically aged 64. Around 35% of adults hold a bachelor's degree or higher.

On the whole, 22482 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 22482 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 22482 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 22482 stays directly comparable to neighboring ZIPs and the rest of Northumberland County, Virginia. Nothing here is interpolated — where a source is thin for 22482, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

22482's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 22482 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.