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ZIP 22578 Foreclosure, Tax-Lien & Distress Report

Lancaster County, Virginia · High Vacancy market

Lancaster County, Virginia's ZIP 22578 registers 17/100 composite distress, which DLRadar reads as low. Structural exposure scores 42 and live distress 3 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100). Its heaviest discrete signals: construction/permit lag (85/100), structural risk (42/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (10/100) register low.

Prices here sit in a expansion phase: values rose 5.5% over the trailing year, and 20% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $441,600 (6.0× income). The ZIP holds roughly 1,914 housing units. The tenure split is 84% owner-occupied to 16% rented. Around 22% of renters are cost-burdened. About 2,346 people live here, median age 62. 6.9% of residents fall below the poverty threshold. Median household income is $80,938, near the U.S. median near $78,000. About 44% have a four-year degree. The vacancy rate is 34.2% — elevated. On demographic stress specifically, 22578 scores 33/100.

Taken together, 22578 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 22578 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 22578 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 22578 shows as blanks, never estimates, and the score updates on every fresh public filing.

22578's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 22578 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

17/100
Composite stress
42/100
Structural risk
3/100
Distress activity

What is driving ZIP 22578’s distress

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk28
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 22578 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Lancaster County ZIPs near 22578

Keep exploring Virginia distress

Further distress data across Lancaster County, Virginia at ZIP, county and state level.

The complete 22578 distress and acquisition report

The full 22578 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Built from public records, scored the same way everywhere · methodology

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