Lancaster County, VA: Foreclosures, Tax Liens & Distressed Properties

Lancaster County, VA, Virginia: 6 ZIP codes scored, Lancaster County, VA averaging 15/100 (low, Lancaster, VA), from 9 to 17. Lancaster County, VA is in its expansion phase (Lancaster, VA confidence 30/100): Lancaster, VA home prices up 5.5% (Lancaster, VA) over twelve months. Lancaster County, VA lender headwind: 69/100.

Highest-scoring Lancaster County, VA ZIPs: 22480 (17/100), 22503 (17/100), 22576 (17/100), 22578 (17/100), 22482 (13/100), 22473 (9/100).

Across Lancaster County, VA's scored ZIPs: median home value $364,533, household income $71,513, 28.0% vacancy, 11.2% poverty, 81% owner-occupied, median age 60.5.

Lancaster County, VA insurance distress 21/100 (#2,077 in the US); FEMA hazard 0/100 for Lancaster, VA; 2 federal disaster declarations in Lancaster County, VA since 2023; 1 Lancaster, VA NFIP flood claims, $27K paid; Lancaster, VA construction distress 84/100.

4 banks with 10 branches lend in Lancaster County, VA; Lancaster, VA weighted bank stress 59/100, highest 87/100 in Lancaster, VA.

Lancaster County, VA unemployment 4.2% (Lancaster, VA -2.9 pts, six months); 89 new housing units permitted in Lancaster County, VA over twelve months, Lancaster, VA down 36% from 140; Lancaster, VA home prices +10.9% a year (Lancaster, VA) over three years.

7,496 housing units in Lancaster County, VA; 1,104 Lancaster, VA renter households; 48% of Lancaster, VA renters spend 30%+ of income on rent, 11% (Lancaster, VA) half or more.

Lancaster County, VA ranks #970 nationally on the opportunity index (Lancaster, VA, among all ranked counties); Lancaster, VA scores 31.3/100 and Lancaster, VA sits #24 inside Virginia. Lancaster, VA is in the early_signal opportunity phase; Lancaster, VA's primary driver is vacancy, Lancaster, VA second driver construction; Lancaster, VA moved down 695 places. 1 short-sale listings across Lancaster, VA; 60 days on market observed in Lancaster, VA; 27.9% vacancy over 6 Lancaster, VA ZIPs.

No CFPB county sample covers Lancaster County, VA. The non-metro area reading for Lancaster, VA: 1.2% ninety-plus days late; Lancaster, VA's thirty-to-eighty-nine share is 3.0% (Lancaster, VA, December 2025 data); Virginia overall 0.8%.

Lancaster County, VA has 3 watched banks; 3 Lancaster, VA banks sit in an elevated band. Lancaster, VA footprints: Chesapeake Bank (6 branches, stress 53) in Lancaster, VA; Blue Ridge Bank Na (2 branches, stress 87) in Lancaster, VA; Atlantic Union Bank (1 branch, stress 40) in Lancaster, VA.

HUD lists 5 assisted multifamily properties in Lancaster County, VA with 95 units; 95 Lancaster, VA units are assisted.

1,795 of the 7,496 housing units in Lancaster, VA sit vacant. Lancaster County, VA permitted 0 multifamily units in twelve months; Lancaster, VA's one-to-four unit structures added 89 units in Lancaster County, VA.