ZIP 20684 Property Distress & Foreclosure Data

St. Mary'S County, Maryland's ZIP 20684 registers 17/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100). The most distinctive pressure shows up in construction/permit lag (44/100), structural risk (40/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Structural exposure scores 40 and live distress 2 on the 0–100 scale.

The market reads peak — home values rose 4.6% year on year, 1.9% off the recent peak, and 19% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 825 people live here, median age 45. Vacancy runs 0.0%. The typical home is worth about $360,500 (2.1× income, relatively affordable). Around 51% of adults hold a bachelor's degree or higher. The poverty rate is 1.1% — low. There are about 357 housing units across 20684. 95% of housing is owner-occupied. Rent burden reaches 100% of tenant households. The demographic-stress sub-score lands at 27/100. At $176,938, median income runs above typical U.S. levels.

Overall 20684 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.