ZIP 20684 Foreclosure, Tax-Lien & Distress Report
St. Mary's County, Maryland · Cooling Market market
On DLRadar's 0-100 public-record scale, ZIP 20684 in St. Mary's County, Maryland comes in at 20, a low composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100). Its heaviest discrete signals: construction/permit lag (67/100), structural risk (46/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. The split runs 46/100 structural to 2/100 active on the ground.
The market reads contraction — home values fell 0.8% year on year, and 19% higher over three years, at 41/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
825 residents call 20684 home, typically aged 45. Vacancy runs 0.0%. A median home runs $360,500 here, or 2.1 times local income. About 51% have a four-year degree. Roughly 1.1% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 357 housing units. 95% of housing is owner-occupied. Rent burden reaches 100% of tenant households. The demographic-stress sub-score lands at 27/100. Median household income is $176,938, above the U.S. median near $78,000.
Net-net, 20684 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 20684 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 20684's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 20684, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 20684 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 20684 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 20684 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 20684 distress snapshot
The live 20684 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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Keep going: ZIP, county and state distress coverage for St. Mary's County, Maryland.
Unlock parcel-level detail for ZIP 20684
Pull every distressed parcel in 20684 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology