ZIP 20628 Property Distress & Foreclosure Data

DLRadar grades ZIP 20628 (St. Mary'S County, Maryland) at a low 17/100 for overall property distress. Structural risk reads 40/100 against active distress of 0/100. Property-level stress concentrates in construction/permit lag (44/100), structural risk (40/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100). Environmental exposure also runs high (flood (NFIP) exposure (68/100)).

The peak-phase market in 20628 posted values that rose 4.6% over the year, 1.9% off the recent peak, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 16.2%, above the national norm and a classic distress-and-opportunity signal. Median household income is $160,043, above the U.S. median near $78,000. Owners hold 90% of homes, renters 10%. Rent burden reaches 47% of tenant households. Home values center near $545,800, an affordability ratio of 2.6× — accessible. 4.8% of residents fall below the poverty threshold. Population is roughly 791 with a median age of 56. Educational attainment sits at 43% bachelor's-or-above. There are about 268 housing units across 20628. DLRadar's demographic-stress index for the area reads 25/100.

On the whole, 20628 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.