ZIP 20636 Foreclosure, Tax-Lien & Distress Report
St. Mary's County, Maryland · High Vacancy market
In St. Mary's County, Maryland, ZIP 20636 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. The most distinctive pressure shows up in construction/permit lag (83/100), structural risk (49/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (64/100)). The split runs 49/100 structural to 2/100 active on the ground.
Prices here sit in a contraction phase: values fell 0.8% over the trailing year, and 14% higher over three years (phase confidence 41/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.
Median household income is $159,800, above the U.S. median near $78,000. On demographic stress specifically, 20636 scores 26/100. Rent burden reaches 43% of tenant households. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 5.5% — low. 88% of housing is owner-occupied. Around 37% of adults hold a bachelor's degree or higher. About 10,357 people live here, median age 40. A median home runs $474,000 here, or 2.9 times local income. The ZIP holds roughly 3,880 housing units.
On the whole, 20636 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 20636 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 20636 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 20636 can be compared directly against any other ZIP in St. Mary's County, Maryland or nationwide. Nothing here is interpolated — where a source is thin for 20636, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
20636's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 20636 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 20636
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 20636 by the numbers
Current distress, phase, housing and lender-pressure figures for 20636, drawn from the same report attached to each property.
Other St. Mary's County ZIP codes
Nearest ZIP codes to 20636
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Maryland distress
Further distress data across St. Mary's County, Maryland at ZIP, county and state level.
Open the complete 20636 acquisition file
Every distressed parcel in 20636 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology