ZIP 20653 Foreclosure, Tax-Lien & Distress Report
St. Mary's County, Maryland · Cooling Market market
DLRadar grades ZIP 20653 (St. Mary's County, Maryland) at a low 21/100 for overall property distress. It additionally carries heavy environmental risk: flood (NFIP) exposure (64/100). Property-level stress concentrates in construction/permit lag (83/100), structural risk (49/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Structural exposure scores 49 and live distress 2 on the 0–100 scale.
The contraction-phase market in 20653 posted values that fell 0.8% over the year, and 17% higher over three years (phase confidence 41/100). Falling values surface more motivated sellers and below-market exits.
The ZIP holds roughly 11,819 housing units. The typical home is worth about $353,300 (3.5× income, relatively affordable). On demographic stress specifically, 20653 scores 32/100. Owners hold 55% of homes, renters 45%. Around 44% of renters are cost-burdened. Roughly 13.7% live below the poverty line. 26,799 residents call 20653 home, typically aged 34. Around 34% of adults hold a bachelor's degree or higher. Vacancy runs 7.1%. Households earn a median $97,923 — above the roughly $78,000 national figure.
Net-net, 20653 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 20653 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 20653 runs through one identical scoring model, so its 21/100 sits on the same scale as every other ZIP in St. Mary's County, Maryland and the nation. Every figure is auditable to a public dataset and refreshed as records update; 20653 shows blanks, not estimates, wherever the record is sparse.
20653's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 20653 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 20653’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 20653 by the numbers
20653 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Neighbouring ZIPs in St. Mary's County
Nearest ZIP codes to 20653
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 20653
More ZIP, county and state distress intelligence connected to St. Mary's County, Maryland.
Get the full acquisition report for 20653
Get every distressed property in 20653 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology