ZIP 20630 Foreclosure, Tax-Lien & Distress Report

In St. Mary's County, Maryland, ZIP 20630 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on construction/permit lag (67/100), structural risk (46/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (67/100)). Structural exposure scores 46 and live distress 2 on the 0–100 scale.

Prices here sit in a contraction phase: values fell 0.8% over the trailing year, and 8% higher over three years (phase confidence 41/100). Falling values surface more motivated sellers and below-market exits.

Median household income is $227,581, above the U.S. median near $78,000. 0.0% of residents fall below the poverty threshold. There are about 253 housing units across 20630. Educational attainment sits at 69% bachelor's-or-above. Rent burden reaches 0% of tenant households. The tenure split is 68% owner-occupied to 32% rented. The demographic-stress sub-score lands at 14/100. A median home runs $618,100 here, or 2.6 times local income. 346 residents call 20630 home, typically aged 57. Vacancy runs 0.0%.

Net-net, 20630 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 20630 at the moment; the composite and its components are still built from verifiable public records.

Whether 20630 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 20630 can be compared directly against any other ZIP in St. Mary's County, Maryland or nationwide. Nothing here is interpolated — where a source is thin for 20630, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 20/100 for 20630 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 20630 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.