ZIP 20690 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 20690 (St. Mary's County, Maryland) returns a low composite of 20/100. Climate and flood risk are elevated too — flood (NFIP) exposure (67/100). Structural risk reads 46/100 against active distress of 2/100. Its standout signals are construction/permit lag (67/100), structural risk (46/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low.

Prices here sit in a contraction phase: values fell 0.8% over the trailing year, and 54% higher over three years (phase confidence 41/100). A cooling market tends to open discount-to-value windows.

Households earn a median $129,236 — above the roughly $78,000 national figure. Roughly 1.3% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $379,700 (4.3× income). Rent burden reaches 0% of tenant households. About 50% have a four-year degree. Population is roughly 1,046 with a median age of 52. On demographic stress specifically, 20690 scores 24/100. Owners hold 83% of homes, renters 17%. The ZIP holds roughly 655 housing units. Vacancy runs 34.6%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 20690 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 20690 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 20690 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in St. Mary's County, Maryland and the nation. The score is rebuilt from public data as it updates, so 20690 reflects the current record instead of a stale or modeled snapshot.

The 20/100 for 20690 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 20690 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.