ZIP 20609 Property Distress & Foreclosure Data

In St. Mary'S County, Maryland, ZIP 20609 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (44/100), structural risk (40/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. On the structural side it scores 40/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100).

The market reads peak — home values rose 4.6% year on year, 1.9% off the recent peak, and 24% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

At $114,181, median income runs above typical U.S. levels. About 976 people live here, median age 57. 92% of housing is owner-occupied. Around 50% of renters are cost-burdened. The poverty rate is 1.9% — low. Around 21% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 31/100. The vacancy rate is 13.3% — elevated. The ZIP holds roughly 370 housing units. The typical home is worth about $568,400 (4.2× income).

Net-net, 20609 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.