ZIP 20609 Foreclosure, Tax-Lien & Distress Report
St. Mary's County, Maryland · High Vacancy market
In St. Mary's County, Maryland, ZIP 20609 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (67/100), structural risk (46/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Structural risk reads 46/100 against active distress of 2/100. Climate and flood risk are elevated too — flood (NFIP) exposure (67/100).
Prices here sit in a contraction phase: values fell 0.8% over the trailing year, and 24% higher over three years (phase confidence 41/100). Falling values surface more motivated sellers and below-market exits.
Median household income is $114,181, above the U.S. median near $78,000. 976 residents call 20609 home, typically aged 57. Owners hold 92% of homes, renters 8%. Around 50% of renters are cost-burdened. 1.9% of residents fall below the poverty threshold. About 21% have a four-year degree. DLRadar's demographic-stress index for the area reads 31/100. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 370 housing units. Home values center near $568,400, an affordability ratio of 4.2×.
Taken together, 20609 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 20609 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in St. Mary's County, Maryland and the nation. Where the public record is thin for 20609, the field stays empty rather than modeled, and fills in as new documents post.
Behind 20609's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 20609 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 20609 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 20609 distress snapshot
Current distress, phase, housing and lender-pressure figures for 20609, drawn from the same report attached to each property.
More ZIPs across St. Mary's County
Keep exploring Maryland distress
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See every distressed parcel in 20609
Every distressed parcel in 20609 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology