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St. Mary's County, MD: Foreclosures, Tax Liens & Distressed Properties

DLRadar tracks property distress across St. Mary's County, Maryland using verifiable public-record signals alone. Lender pressure in St. Mary's County registers 46/100 — a moderate bank-stress headwind. Coverage runs to 27 ZIPs across St. Mary's County, a low 20/100 average. Across its ZIPs, composite distress spans 20 to 22 out of 100.

The contraction-phase county posted home values that fell 0.8% over twelve months, at 41/100 phase confidence. In a cooling county like this, seller motivation builds which surfaces more motivated sellers.

At -0.8% YoY and 41/100 confidence, conservative underwriting wins — the distressed-to-retail spread does the work. A mid-cycle 46/100 lender reading implies a blend the ZIP scores sort out.

Leading St. Mary's County on distress: 20622 (22/100), 20606 (20/100), 20609 (20/100), 20618 (20/100), 20619 (20/100), 20620 (20/100). Also scored across the county: 20621, 20624, 20626, 20628, 20630, 20634, 20636, 20650, 20653, 20656.

Demographically, St. Mary's County's scored ZIPs report poverty running near 10.8%, 80% owner-occupancy, incomes around $119,717, home values averaging roughly $446,733, above the US, 18% of units sitting vacant, a median age of 44.7. Income, equity and tenure like these signal who is forced to sell and how readily the market absorbs it.

With a low 20/100 reading over 27 ZIPs, St. Mary's County is a screen-by-ZIP market and not a county-wide play. A DLRadar subscription opens every St. Mary's County parcel: owner, APN and address, a parcel-level score plus bank exposure and liquidity read.

No county is too small to score: St. Mary's County, Maryland runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so St. Mary's County's numbers mean exactly what they mean anywhere else in Maryland.

St. Mary's County, Maryland is best worked from the top of the score down; blanket outreach across St. Mary's County dilutes effort that the ZIP-level numbers would have focused. Provenance for St. Mary's County is explicit: recorders and courts for filings, FHFA for prices, FDIC for lenders. No interpolation, no synthetic values.

The ZIP breakdown for St. Mary's County leads with 20622 (22/100), 20606 (20/100), 20609 (20/100), 20618 (20/100), 20619 (20/100), 20620 (20/100). DLRadar also scores 20621, 20624, 20626, 20628, 20630, 20634, 20636, 20650 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The St. Mary's County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.

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Contraction
Market phase
-0.8%
HPI YoY
-0.8%
Drawdown
41
Confidence
Live sampleSample: distressed properties in St. Mary's County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
20622MD22
20606MD20
20609MD20
20618MD20
20619MD20
20620MD20
20621MD20
20624MD20
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St. Mary's County ZIPs ranked by distress

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Carry on into the rest of the stack

These reads compound. National distress frames it, bank and insurer strain forecast supply, ZIP data locates it.

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