ZIP 20618 Property Distress & Foreclosure Data

In St. Mary'S County, Maryland, ZIP 20618 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (68/100). The latent-versus-live split is 40/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (44/100), structural risk (40/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 4.6% year on year, 1.9% off the recent peak (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Around 15% of adults hold a bachelor's degree or higher. The poverty rate is 3.5% — low. The typical home is worth about $355,000 (2.8× income, relatively affordable). Around 44% of renters are cost-burdened. At $103,115, median income runs above typical U.S. levels. The ZIP holds roughly 861 housing units. The demographic-stress sub-score lands at 29/100. 82% of housing is owner-occupied. About 1,513 people live here, median age 51. The vacancy rate is 26.2% — elevated.

Net-net, 20618 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.