ZIP 20618 Foreclosure, Tax-Lien & Distress Report
St. Mary's County, Maryland · High Vacancy market
ZIP code 20618 in St. Mary's County, Maryland carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. Environmental exposure also runs high (flood (NFIP) exposure (64/100)). Latent structural risk is 49/100 while live distress already moving reads 2/100. Its standout signals are construction/permit lag (83/100), structural risk (49/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).
Prices here sit in a contraction phase: values fell 0.8% over the trailing year (phase confidence 41/100). Falling values surface more motivated sellers and below-market exits.
Around 15% of adults hold a bachelor's degree or higher. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. A median home runs $355,000 here, or 2.8 times local income. Around 44% of renters are cost-burdened. Households earn a median $103,115 — above the roughly $78,000 national figure. The ZIP holds roughly 861 housing units. The demographic-stress sub-score lands at 29/100. Owners hold 82% of homes, renters 18%. About 1,513 people live here, median age 51. The vacancy rate is 26.2% — elevated.
Taken together, 20618 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 20618 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 20618 can be compared directly against any other ZIP in St. Mary's County, Maryland or nationwide. 20618 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 21/100 for 20618 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 20618 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 20618
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 20618 by the numbers
The live 20618 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in St. Mary's County
Nearest ZIP codes to 20618
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 20618
Keep going: ZIP, county and state distress coverage for St. Mary's County, Maryland.
The complete 20618 distress and acquisition report
Pull every distressed parcel in 20618 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology