ZIP 20606 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 20606 in St. Mary's County, Maryland comes in at 20, a low composite-distress reading. Structurally it carries 46/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (67/100). Its standout signals are construction/permit lag (67/100), structural risk (46/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

Prices here sit in a contraction phase: values fell 0.8% over the trailing year (phase confidence 41/100). Falling values surface more motivated sellers and below-market exits.

About 33% have a four-year degree. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 33/100. The vacancy rate is 45.7% — elevated. Home values center near $451,000, an affordability ratio of 5.4×. The ZIP holds roughly 185 housing units. 100% of housing is owner-occupied. Population is roughly 204 with a median age of 59. At $86,406, median income runs near typical U.S. levels.

Taken together, 20606 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 20606 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 20606 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 20606 can be compared directly against any other ZIP in St. Mary's County, Maryland or nationwide. Where the public record is thin for 20606, the field stays empty rather than modeled, and fills in as new documents post.

20606's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 20606 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.