ZIP 20650 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 20650 (St. Mary's County, Maryland) lands at 20/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (67/100). On the structural side it scores 46/100, with 2/100 of stress already active. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (46/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100).

Prices here sit in a contraction phase: values fell 0.8% over the trailing year, and 22% higher over three years, at 41/100 phase confidence. A cooling market tends to open discount-to-value windows.

Households earn a median $139,688 — above the roughly $78,000 national figure. The vacancy rate is 8.3%. 4.0% of residents fall below the poverty threshold. The tenure split is 76% owner-occupied to 24% rented. The demographic-stress sub-score lands at 25/100. Home values center near $481,700, an affordability ratio of 3.3× — accessible. Around 27% of renters are cost-burdened. Population is roughly 15,979 with a median age of 38. Around 42% of adults hold a bachelor's degree or higher. There are about 6,083 housing units across 20650.

Taken together, 20650 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 20650 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 20650's 20/100 can be lined up against any neighbor in St. Mary's County, Maryland or any ZIP coast to coast. 20650 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

20650's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 20650 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.