ZIP 20650 Property Distress & Foreclosure Data

DLRadar grades ZIP 20650 (St. Mary'S County, Maryland) at a low 17/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100). The latent-versus-live split is 40/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (44/100), structural risk (40/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, 1.9% off the recent peak, and 22% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $139,688 — above the roughly $78,000 national figure. The vacancy rate is 8.3%. Roughly 4.0% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 76% owner-occupied to 24% rented. On demographic stress specifically, 20650 scores 25/100. A median home runs $481,700 here, or 3.3 times local income. Around 27% of renters are cost-burdened. 15,979 residents call 20650 home, typically aged 38. About 42% have a four-year degree. The ZIP holds roughly 6,083 housing units.

On balance, 20650 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.