ZIP 20686 Property Distress & Foreclosure Data

In St. Mary'S County, Maryland, ZIP 20686 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 40/100 against active distress of 0/100. Its standout signals are construction/permit lag (44/100), structural risk (40/100), institutional ownership (16/100). institutional ownership (16/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100).

Prices here sit in a peak phase: values rose 4.6% over the trailing year, 1.9% off the recent peak, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 100% have a four-year degree. On demographic stress specifically, 20686 scores 0/100. 949 residents call 20686 home, typically aged 20.

On balance, 20686 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

17/100
Composite stress
40/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 20686

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk53
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in St. Mary'S County

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Deterministic. Every signal traces to a public dataset · methodology