ZIP 20686 Foreclosure, Tax-Lien & Distress Report
St. Mary's County, Maryland · Cooling Market market
In St. Mary's County, Maryland, ZIP 20686 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 46/100 while live distress already moving reads 0/100. What sets it apart are the readings on construction/permit lag (67/100), structural risk (46/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100). Climate and flood risk are elevated too — flood (NFIP) exposure (67/100).
Prices here sit in a contraction phase: values fell 0.8% over the trailing year, at 41/100 phase confidence. Falling values surface more motivated sellers and below-market exits.
About 100% have a four-year degree. DLRadar's demographic-stress index for the area reads 0/100. About 949 people live here, median age 20.
On the whole, 20686 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 20686 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 20686's 20/100 can be lined up against any neighbor in St. Mary's County, Maryland or any ZIP coast to coast. 20686 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
20686's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 20686 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 20686’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 20686 distress snapshot
Current distress, phase, housing and lender-pressure figures for 20686, drawn from the same report attached to each property.
Neighbouring ZIPs in St. Mary's County
Related reports across St. Mary's County, Maryland
Keep going: ZIP, county and state distress coverage for St. Mary's County, Maryland.
See every distressed parcel in 20686
Every distressed parcel in 20686 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology