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ZIP 20660 Foreclosure, Tax-Lien & Distress Report

St. Mary's County, Maryland · High Poverty market

DLRadar grades ZIP 20660 (St. Mary's County, Maryland) at a low 20/100 for overall property distress. The latent-versus-live split is 46/100 structural and 0/100 already moving. Its standout signals are construction/permit lag (67/100), structural risk (46/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (67/100).

Prices here sit in a contraction phase: values fell 0.8% over the trailing year (phase confidence 41/100). A cooling market tends to open discount-to-value windows.

The poverty rate is 100.0% — high, a tax-stress and distress correlate. The ZIP holds roughly 14 housing units. Around 0% of adults hold a bachelor's degree or higher. The tenure split is 100% owner-occupied to 0% rented. The demographic-stress sub-score lands at 60/100. 16 residents call 20660 home. The vacancy rate is 0.0%.

On the whole, 20660 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 20660 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 20660's 20/100 can be lined up against any neighbor in St. Mary's County, Maryland or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 20660 reflects the current record instead of a stale or modeled snapshot.

Each component behind 20660 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 20660 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

20/100
Composite stress
46/100
Structural risk
0/100
Distress activity

Signal-by-signal read on 20660

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk53
Another 9 scored dimensions sit behind 20660

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 20660 by the numbers

Real-time distress, cycle phase, housing and bank-stress readings for 20660, the same set carried on every parcel.

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Deterministic scoring, sourced entirely from public data · methodology

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