ZIP 20680 Property Distress & Foreclosure Data

ZIP code 20680 in St. Mary'S County, Maryland carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (68/100). What sets it apart are the readings on construction/permit lag (44/100), structural risk (40/100), institutional ownership (16/100). institutional ownership (16/100) stay muted. Structural exposure scores 40 and live distress 0 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, 1.9% off the recent peak, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 288 housing units across 20680. The tenure split is 72% owner-occupied to 28% rented. A median home runs $397,500 here, or 4.8 times local income. Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 54% of tenant households. On demographic stress specifically, 20680 scores 37/100. About 31% have a four-year degree. Households earn a median $81,125 — near the roughly $78,000 national figure. 702 residents call 20680 home, typically aged 34. Roughly 13.5% live below the poverty line.

Taken together, 20680 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.