ZIP 20688 Foreclosure, Tax-Lien & Distress Report

Calvert County, Maryland's ZIP 20688 registers 18/100 composite distress, which DLRadar reads as low. Structurally it carries 43/100, against 2/100 of stress already in motion. The sharpest non-environmental signals are construction/permit lag (67/100), structural risk (43/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Climate and flood risk are elevated too — flood (NFIP) exposure (72/100).

The market reads contraction — home values fell 0.8% year on year, and 20% higher over three years (phase confidence 41/100). A cooling market tends to open discount-to-value windows.

The vacancy rate is 12.3% — elevated. Home values center near $619,200. 50% of housing is owner-occupied. The ZIP holds roughly 717 housing units. The poverty rate is 0.2% — low. The demographic-stress sub-score lands at 34/100. Population is roughly 1,113 with a median age of 72. At $88,902, median income runs above typical U.S. levels. About 44% have a four-year degree. Rent burden reaches 81% of tenant households.

Taken together, 20688 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 20688 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 20688 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 20688 can be compared directly against any other ZIP in Calvert County, Maryland or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 20688 shows blanks, not estimates, wherever the record is sparse.

Each component behind 20688 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. In workflow terms, 20688 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.