ZIP 20736 Foreclosure, Tax-Lien & Distress Report
Calvert County, Maryland · Cooling Market market
On DLRadar's 0-100 public-record scale, ZIP 20736 in Calvert County, Maryland comes in at 18, a low composite-distress reading. On the structural side it scores 42/100, with 2/100 of stress already active. What sets it apart are the readings on construction/permit lag (60/100), structural risk (42/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Climate and flood risk are elevated too — flood (NFIP) exposure (73/100).
The contraction-phase market in 20736 posted values that fell 0.7% over the year, and 10% higher over three years (phase confidence 40/100). A cooling market tends to open discount-to-value windows.
The typical home is worth about $567,700 (3.6× income, relatively affordable). Owners hold 95% of homes, renters 5%. 9,775 residents call 20736 home, typically aged 39. Households earn a median $159,821 — above the roughly $78,000 national figure. Vacancy runs 5.3%. Educational attainment sits at 42% bachelor's-or-above. The poverty rate is 1.0% — low. The ZIP holds roughly 3,466 housing units. DLRadar's demographic-stress index for the area reads 20/100. Rent burden reaches 9% of tenant households.
Net-net, 20736 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 20736 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 20736's 18/100 can be lined up against any neighbor in Calvert County, Maryland or any ZIP coast to coast. 20736 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 20736 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. For an operator, 20736 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 20736
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 20736 by the numbers
Current distress, phase, housing and lender-pressure figures for 20736, drawn from the same report attached to each property.
Calvert County ZIPs near 20736
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Each signal above is traceable to an open dataset · methodology