ZIP 20676 Property Distress & Foreclosure Data

ZIP code 20676 in Calvert County, Maryland carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (27/100), institutional ownership (17/100), mortgage stress (7/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). The latent-versus-live split is 27/100 structural and 2/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (73/100)).

The peak-phase market in 20676 posted values that rose 4.6% over the year, 1.9% off the recent peak, and 9% higher over three years (phase confidence 24/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 9.9%. The ZIP holds roughly 1,378 housing units. 5.1% of residents fall below the poverty threshold. Around 62% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 29/100. Population is roughly 3,412 with a median age of 51. Median household income is $150,916, above the U.S. median near $78,000. Owners hold 87% of homes, renters 13%. Educational attainment sits at 36% bachelor's-or-above. Home values center near $509,900, an affordability ratio of 3.1× — accessible.

Broadly, 20676 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.