ZIP 20676 Foreclosure, Tax-Lien & Distress Report
Calvert County, Maryland · Cooling Market market
DLRadar grades ZIP 20676 (Calvert County, Maryland) at a low 19/100 for overall property distress. What sets it apart are the readings on construction/permit lag (79/100), structural risk (46/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Structurally it carries 46/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100).
The market reads contraction — home values fell 0.8% year on year, and 9% higher over three years, at 41/100 phase confidence. A cooling market tends to open discount-to-value windows.
Vacancy runs 9.9%. The ZIP holds roughly 1,378 housing units. 5.1% of residents fall below the poverty threshold. Rent burden reaches 62% of tenant households. The demographic-stress sub-score lands at 29/100. About 3,412 people live here, median age 51. At $150,916, median income runs above typical U.S. levels. Owners hold 87% of homes, renters 13%. About 36% have a four-year degree. A median home runs $509,900 here, or 3.1 times local income.
Taken together, 20676 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 20676 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 20676's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 20676 shows blanks, not estimates, wherever the record is sparse.
Each component behind 20676 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For a buyer, 20676 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 20676
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 20676 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Get every distressed property in 20676 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology