ZIP 20689 Foreclosure, Tax-Lien & Distress Report
Calvert County, Maryland · Cooling Market market
In Calvert County, Maryland, ZIP 20689 scores 19 of 100 for composite distress, a low level on DLRadar's distress index. What sets it apart are the readings on construction/permit lag (79/100), structural risk (46/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100). The latent-versus-live split is 46/100 structural and 2/100 already moving.
Prices here sit in a contraction phase: values fell 0.8% over the trailing year, and 19% higher over three years, at 41/100 phase confidence. A cooling market tends to open discount-to-value windows.
The poverty rate is 2.7% — low. The ZIP holds roughly 618 housing units. Median household income is $174,583, above the U.S. median near $78,000. Home values center near $490,500, an affordability ratio of 2.7× — accessible. DLRadar's demographic-stress index for the area reads 18/100. Around 31% of adults hold a bachelor's degree or higher. The tenure split is 89% owner-occupied to 12% rented. Vacancy runs 0.0%. Rent burden reaches 0% of tenant households. 2,046 residents call 20689 home, typically aged 47.
Taken together, 20689 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 20689 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 20689's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 20689, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
20689's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 20689 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 20689
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 20689 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 20689, the same set carried on every parcel.
Other Calvert County ZIP codes
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Maryland distress
Additional distress intelligence spanning Calvert County, Maryland by ZIP, county and state.
Get the full acquisition report for 20689
See who owns each distressed property in 20689, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology