ZIP 20689 Property Distress & Foreclosure Data

Calvert County, Maryland's ZIP 20689 registers 12/100 composite distress, which DLRadar reads as minimal. The most distinctive pressure shows up in structural risk (27/100), institutional ownership (17/100), mortgage stress (7/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (73/100). On the structural side it scores 27/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, 1.9% off the recent peak, and 19% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 2.7% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 618 housing units. Households earn a median $174,583 — above the roughly $78,000 national figure. A median home runs $490,500 here, or 2.7 times local income. On demographic stress specifically, 20689 scores 18/100. About 31% have a four-year degree. The tenure split is 89% owner-occupied to 12% rented. The vacancy rate is 0.0%. Around 0% of renters are cost-burdened. 2,046 residents call 20689 home, typically aged 47.

On balance, 20689 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.