ZIP 20689 Foreclosure, Tax-Lien & Distress Report
Calvert County, Maryland · Cooling Market market
In Calvert County, Maryland, ZIP 20689 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on construction/permit lag (67/100), structural risk (43/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (72/100). The latent-versus-live split is 43/100 structural and 2/100 already moving.
Prices here sit in a contraction phase: values fell 0.8% over the trailing year, and 19% higher over three years, at 41/100 phase confidence. A cooling market tends to open discount-to-value windows.
The poverty rate is 2.7% — low. The ZIP holds roughly 618 housing units. Median household income is $174,583, above the U.S. median near $78,000. Home values center near $490,500, an affordability ratio of 2.7× — accessible. DLRadar's demographic-stress index for the area reads 18/100. Around 31% of adults hold a bachelor's degree or higher. The tenure split is 89% owner-occupied to 12% rented. Vacancy runs 0.0%. Rent burden reaches 0% of tenant households. 2,046 residents call 20689 home, typically aged 47.
Taken together, 20689 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 20689 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 20689's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 20689, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
20689's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 20689 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 20689
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 20689 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 20689, the same set carried on every parcel.
Other Calvert County ZIP codes
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Rules-based scoring — each signal ties to a public dataset · methodology