ZIP 20639 Property Distress & Foreclosure Data

Calvert County, Maryland's ZIP 20639 registers 12/100 composite distress, which DLRadar reads as minimal. Structural risk reads 27/100 against active distress of 2/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100). The most distinctive pressure shows up in structural risk (27/100), institutional ownership (17/100), mortgage stress (7/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 4.6% year on year, 1.9% off the recent peak, and 15% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 14,969 people live here, median age 43. 92% of housing is owner-occupied. Vacancy runs 3.9%. There are about 5,144 housing units across 20639. At $153,375, median income runs above typical U.S. levels. The poverty rate is 3.1% — low. The typical home is worth about $555,100 (3.5× income, relatively affordable). The demographic-stress sub-score lands at 24/100. Rent burden reaches 30% of tenant households. Around 36% of adults hold a bachelor's degree or higher.

Overall 20639 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.