ZIP 20732 Property Distress & Foreclosure Data

Composite property distress in 20732 (Calvert County, Maryland) lands at 12/100 — minimal on DLRadar's public-record scoring. Structural exposure scores 27 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are structural risk (27/100), institutional ownership (17/100), mortgage stress (7/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100).

The market reads peak — home values rose 4.6% year on year, 1.9% off the recent peak, and 9% higher over three years, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $448,700 (3.1× income, relatively affordable). Vacancy runs 7.3%. About 10,940 people live here, median age 43. Rent burden reaches 55% of tenant households. The poverty rate is 2.3% — low. The demographic-stress sub-score lands at 27/100. 88% of housing is owner-occupied. At $135,925, median income runs above typical U.S. levels. There are about 4,489 housing units across 20732. Around 42% of adults hold a bachelor's degree or higher.

Overall 20732 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.