ZIP 20629 Property Distress & Foreclosure Data

Composite property distress in 20629 (Calvert County, Maryland) lands at 12/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (27/100), institutional ownership (17/100), mortgage stress (7/100). institutional ownership (17/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (73/100). The latent-versus-live split is 27/100 structural and 2/100 already moving.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, 1.9% off the recent peak (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 655 housing units. Roughly 1.1% live below the poverty line, a low share typical of higher-equity areas. A median home runs $403,100 here, or 5.1 times local income. About 42% have a four-year degree. Around 100% of renters are cost-burdened. 1,067 residents call 20629 home, typically aged 60. Households earn a median $90,400 — above the roughly $78,000 national figure. On demographic stress specifically, 20629 scores 39/100. The vacancy rate is 19.0% — elevated. The tenure split is 94% owner-occupied to 6% rented.

Taken together, 20629 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.