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ZIP 20629 Foreclosure, Tax-Lien & Distress Report

Calvert County, Maryland · High Vacancy market

ZIP 20629's composite property-distress score is 18/100 - DLRadar classes that as low for Calvert County, Maryland. Leading the profile are construction/permit lag (67/100), structural risk (43/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (72/100). The split runs 43/100 structural to 2/100 active on the ground.

The market reads contraction — home values fell 0.8% year on year (phase confidence 41/100). Softening prices widen the spread between distressed and market value — what acquisition buyers watch for.

There are about 655 housing units across 20629. Roughly 1.1% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $403,100 (5.1× income). Educational attainment sits at 42% bachelor's-or-above. Around 100% of renters are cost-burdened. About 1,067 people live here, median age 60. Households earn a median $90,400 — above the roughly $78,000 national figure. The demographic-stress sub-score lands at 39/100. The vacancy rate is 19.0% — elevated. 94% of housing is owner-occupied.

Net-net, 20629 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 20629 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 20629's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 20629 reflects the current record instead of a stale or modeled snapshot.

The 18/100 figure for 20629 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 20629 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

18/100
Composite stress
43/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 20629

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk41
Another 9 scored dimensions sit behind 20629

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 20629 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 20629, the same set carried on every parcel.

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Calvert County ZIPs near 20629

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Rules-based scoring — each signal ties to a public dataset · methodology

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