ZIP 20754 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 20754 (Calvert County, Maryland) at a minimal 13/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (75/100)). Property-level stress concentrates in structural risk (29/100), institutional ownership (17/100), mortgage stress (7/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Structural exposure scores 29 and live distress 2 on the 0–100 scale.

The peak-phase market in 20754 posted values that rose 4.3% over the year, 1.6% off the recent peak, and 22% higher over three years, at 25/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 2.4%. Home values center near $614,200, an affordability ratio of 3.5× — accessible. Rent burden reaches 39% of tenant households. There are about 2,329 housing units across 20754. Population is roughly 7,512 with a median age of 38. DLRadar's demographic-stress index for the area reads 24/100. Owners hold 93% of homes, renters 7%. Median household income is $173,208, above the U.S. median near $78,000. Educational attainment sits at 48% bachelor's-or-above. 1.1% of residents fall below the poverty threshold.

Broadly, 20754 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.