ZIP 20764 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 20764 in Anne Arundel County, Maryland comes in at 23, a low composite-distress reading. Its heaviest discrete signals: structural risk (52/100), construction/permit lag (36/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), climate & FEMA risk (85/100). On the structural side it scores 52/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 15% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

On demographic stress specifically, 20764 scores 30/100. The poverty rate is 6.9% — low. The ZIP holds roughly 1,758 housing units. Population is roughly 3,011 with a median age of 52. Median household income is $111,129, above the U.S. median near $78,000. Around 32% of adults hold a bachelor's degree or higher. Around 53% of renters are cost-burdened. Owners hold 82% of homes, renters 18%. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. A median home runs $432,700 here, or 3.4 times local income.

On the whole, 20764 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 20764 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 20764 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Anne Arundel County, Maryland and the nation. Nothing here is interpolated — where a source is thin for 20764, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

20764's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 20764 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.