ZIP 20765 Foreclosure, Tax-Lien & Distress Report
Anne Arundel County, Maryland · Distress market
ZIP 20765's composite property-distress score is 23/100 - DLRadar classes that as low for Anne Arundel County, Maryland. On the structural side it scores 51/100, with 2/100 of stress already active. The pressure is most legible in structural risk (51/100), construction/permit lag (34/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), climate & FEMA risk (85/100).
The market reads peak — home values rose 2.2% year on year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.
About 631 people live here, median age 54. There are about 264 housing units across 20765. A median home runs $617,300 here, or 3.7 times local income. Around 29% of adults hold a bachelor's degree or higher. Around 100% of renters are cost-burdened. The poverty rate is 9.8%. The vacancy rate is 8.8%. DLRadar's demographic-stress index for the area reads 38/100. The tenure split is 88% owner-occupied to 12% rented. Households earn a median $131,023 — above the roughly $78,000 national figure.
Overall 20765 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 20765 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 20765 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 20765 stays directly comparable to neighboring ZIPs and the rest of Anne Arundel County, Maryland. Nothing here is interpolated — where a source is thin for 20765, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Behind 20765's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 20765 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 20765’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 20765 by the numbers
Current distress, phase, housing and lender-pressure figures for 20765, drawn from the same report attached to each property.
Nearby ZIPs in Anne Arundel County
More distress data near 20765
Additional distress intelligence spanning Anne Arundel County, Maryland by ZIP, county and state.
Unlock parcel-level detail for ZIP 20765
Every distressed parcel in 20765 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology