ZIP 21054 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21054 (Anne Arundel County, Maryland) at a low 23/100 for overall property distress. On the structural side it scores 51/100, with 2/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (85/100)). What sets it apart are the readings on structural risk (51/100), construction/permit lag (34/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 2.2% year on year, and 12% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 15,412 with a median age of 42. The typical home is worth about $611,000 (3.8× income, relatively affordable). The tenure split is 83% owner-occupied to 17% rented. There are about 5,534 housing units across 21054. The vacancy rate is 1.6%. Educational attainment sits at 58% bachelor's-or-above. On demographic stress specifically, 21054 scores 27/100. Median household income is $153,976, above the U.S. median near $78,000. Around 54% of renters are cost-burdened. The poverty rate is 2.7% — low.

Broadly, 21054 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 21054 at the moment; the composite and its components are still built from verifiable public records.

The 21054 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 21054 stays directly comparable to neighboring ZIPs and the rest of Anne Arundel County, Maryland. The score is rebuilt from public data as it updates, so 21054 reflects the current record instead of a stale or modeled snapshot.

Each component behind 21054 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 21054 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.