ZIP 21054 Property Distress & Foreclosure Data

In Anne Arundel County, Maryland, ZIP 21054 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 43 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (88/100), climate & FEMA risk (85/100)). Its standout signals are structural risk (43/100), institutional ownership (20/100), mortgage stress (8/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The peak-phase market in 21054 posted values that rose 2.8% over the year, and 12% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 15,412 with a median age of 42. Home values center near $611,000, an affordability ratio of 3.8× — accessible. Owners hold 83% of homes, renters 17%. There are about 5,534 housing units across 21054. Vacancy runs 1.6%. Educational attainment sits at 58% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. Median household income is $153,976, above the U.S. median near $78,000. Rent burden reaches 54% of tenant households. 2.7% of residents fall below the poverty threshold.

Broadly, 21054 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.