ZIP 21226 Property Distress & Foreclosure Data

DLRadar grades ZIP 21226 (Baltimore County, Maryland) at a low 25/100 for overall property distress. Property-level stress concentrates in construction/permit lag (57/100), structural risk (57/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (81/100). The latent-versus-live split is 57/100 structural and 3/100 already moving.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 10% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $79,712 — near the roughly $78,000 national figure. Roughly 15.5% live below the poverty line. A median home runs $330,500 here, or 4.0 times local income. The ZIP holds roughly 2,990 housing units. On demographic stress specifically, 21226 scores 33/100. 6,593 residents call 21226 home, typically aged 35. About 34% have a four-year degree. The tenure split is 63% owner-occupied to 37% rented. Around 41% of renters are cost-burdened. The vacancy rate is 8.5%.

Overall, 21226 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.