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ZIP 21202 Foreclosure, Tax-Lien & Distress Report

Baltimore County, Maryland · High Vacancy market

In Baltimore County, Maryland, ZIP 21202 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (68/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted. The latent-versus-live split is 68/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (77/100).

The peak-phase market in 21202 posted values that rose 2.2% over the year, and 14% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 12,703 housing units. Roughly 24.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 21,506 people live here, median age 34. 21% of housing is owner-occupied. Around 42% of renters are cost-burdened. About 48% have a four-year degree. The demographic-stress sub-score lands at 41/100. A median home runs $271,800 here, or 5.0 times local income. Median household income is $61,578, below the U.S. median near $78,000. Vacancy runs 14.1%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 21202 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 21202 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 21202 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Baltimore County, Maryland and the nation. 21202 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 30/100 for 21202 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 21202 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

30/100
Composite stress
68/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 21202

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk94
Another 9 scored dimensions sit behind 21202

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 21202 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 21202, drawn from the same report attached to each property.

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