ZIP 21218 Foreclosure, Tax-Lien & Distress Report

ZIP 21218's composite property-distress score is 30/100 - DLRadar classes that as moderate for Baltimore County, Maryland. Structural risk reads 68/100 against active distress of 3/100. The pressure is most legible in construction/permit lag (100/100), structural risk (68/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100). It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (77/100).

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 16% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 21,738 housing units. Vacancy runs 15.7%, above the national norm and a classic distress-and-opportunity signal. 44,903 residents call 21218 home, typically aged 35. 49% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 37/100. Around 51% of renters are cost-burdened. At $58,378, median income runs below typical U.S. levels. 23.2% of residents fall below the poverty threshold. The typical home is worth about $242,500 (3.9× income, relatively affordable). About 44% have a four-year degree.

On the whole, 21218 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 21218 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 21218 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 21218 stays directly comparable to neighboring ZIPs and the rest of Baltimore County, Maryland. Nothing here is interpolated — where a source is thin for 21218, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 30/100 figure for 21218 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 21218 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.