ZIP 21218 Property Distress & Foreclosure Data

Composite property distress in 21218 (Baltimore County, Maryland) lands at 29/100 — low on DLRadar's public-record scoring. Structural risk reads 68/100 against active distress of 3/100. The sharpest non-environmental signals are construction/permit lag (98/100), structural risk (68/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (77/100).

The market reads peak — home values rose 2.8% year on year, and 16% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 21,738 housing units across 21218. Vacancy runs 15.7%, above the national norm and a classic distress-and-opportunity signal. About 44,903 people live here, median age 35. 49% of housing is owner-occupied. The demographic-stress sub-score lands at 37/100. Rent burden reaches 51% of tenant households. At $58,378, median income runs below typical U.S. levels. The poverty rate is 23.2% — high, a tax-stress and distress correlate. The typical home is worth about $242,500 (3.9× income, relatively affordable). Around 44% of adults hold a bachelor's degree or higher.

Net-net, 21218 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.