ZIP 21223 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 21223 (Baltimore County, Maryland) returns a moderate composite of 30/100. The split runs 68/100 structural to 3/100 active on the ground. Property-level stress concentrates in construction/permit lag (100/100), structural risk (68/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (77/100).

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 1% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 36.3%, above the national norm and a classic distress-and-opportunity signal. Roughly 29.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 19,793 with a median age of 40. The tenure split is 34% owner-occupied to 66% rented. Median household income is $41,828, below the U.S. median near $78,000. On demographic stress specifically, 21223 scores 39/100. There are about 12,929 housing units across 21223. Rent burden reaches 49% of tenant households. Home values center near $110,600, an affordability ratio of 2.2× — accessible. Educational attainment sits at 12% bachelor's-or-above.

On the whole, 21223 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 21223 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 21223 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 21223 reflects the current record instead of a stale or modeled snapshot.

Behind 21223's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 21223 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.