ZIP 21231 Property Distress & Foreclosure Data

Composite property distress in 21231 (Baltimore County, Maryland) lands at 29/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (98/100), structural risk (68/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100). On the structural side it scores 68/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (77/100)).

The peak-phase market in 21231 posted values that rose 2.8% over the year, and 9% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $85,382, near the U.S. median near $78,000. Educational attainment sits at 66% bachelor's-or-above. 19.9% of residents fall below the poverty threshold. Owners hold 35% of homes, renters 65%. DLRadar's demographic-stress index for the area reads 32/100. The ZIP holds roughly 9,514 housing units. Around 34% of renters are cost-burdened. The vacancy rate is 16.6% — elevated. Population is roughly 14,556 with a median age of 32. Home values center near $350,100, an affordability ratio of 3.9× — accessible.

On the whole, 21231 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.