ZIP 21231 Foreclosure, Tax-Lien & Distress Report
Baltimore County, Maryland · High Vacancy market
In Baltimore County, Maryland, ZIP 21231 scores 30 of 100 for composite distress, a moderate level on DLRadar's distress index. Its standout signals are construction/permit lag (100/100), structural risk (68/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted. Structurally it carries 68/100, against 3/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (75/100)).
The market reads peak — home values rose 2.2% year on year, and 9% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.
Households earn a median $85,382 — near the roughly $78,000 national figure. Around 66% of adults hold a bachelor's degree or higher. The poverty rate is 19.9% — high, a tax-stress and distress correlate. The tenure split is 35% owner-occupied to 65% rented. The demographic-stress sub-score lands at 32/100. There are about 9,514 housing units across 21231. Rent burden reaches 34% of tenant households. The vacancy rate is 16.6% — elevated. About 14,556 people live here, median age 32. A median home runs $350,100 here, or 3.9 times local income.
Net-net, 21231 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 21231 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The 21231 read uses the identical scoring model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 21231 stays directly comparable to neighboring ZIPs and the rest of Baltimore County, Maryland. Nothing here is interpolated — where a source is thin for 21231, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 30/100 for 21231 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 21231 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 21231’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 21231 by the numbers
Current distress, phase, housing and lender-pressure figures for 21231, drawn from the same report attached to each property.
Adjacent Baltimore County ZIP reports
Nearest ZIP codes to 21231
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Baltimore County, Maryland by ZIP, county and state.
The complete 21231 distress and acquisition report
Get every distressed property in 21231 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology