ZIP 21231 Foreclosure, Tax-Lien & Distress Report

In Baltimore County, Maryland, ZIP 21231 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (68/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted. Structurally it carries 68/100, against 3/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (77/100)).

The market reads peak — home values rose 2.2% year on year, and 9% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

Households earn a median $85,382 — near the roughly $78,000 national figure. Around 66% of adults hold a bachelor's degree or higher. The poverty rate is 19.9% — high, a tax-stress and distress correlate. The tenure split is 35% owner-occupied to 65% rented. The demographic-stress sub-score lands at 32/100. There are about 9,514 housing units across 21231. Rent burden reaches 34% of tenant households. The vacancy rate is 16.6% — elevated. About 14,556 people live here, median age 32. A median home runs $350,100 here, or 3.9 times local income.

Net-net, 21231 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 21231 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 21231 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 21231 stays directly comparable to neighboring ZIPs and the rest of Baltimore County, Maryland. Nothing here is interpolated — where a source is thin for 21231, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 30/100 for 21231 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 21231 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.