ZIP 21239 Property Distress & Foreclosure Data

In Baltimore County, Maryland, ZIP 21239 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (80/100). On the structural side it scores 64/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (83/100), structural risk (64/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 2.8% year on year, and 16% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

At $64,288, median income runs below typical U.S. levels. The ZIP holds roughly 12,755 housing units. Around 33% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. Around 40% of renters are cost-burdened. The typical home is worth about $207,400 (3.0× income, relatively affordable). About 28,635 people live here, median age 36. The vacancy rate is 6.5%. The poverty rate is 11.1%. 56% of housing is owner-occupied.

Net-net, 21239 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.