ZIP 21239 Foreclosure, Tax-Lien & Distress Report
Baltimore County, Maryland · Distress market
ZIP 21239's composite property-distress score is 28/100 - DLRadar classes that as low for Baltimore County, Maryland. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (80/100). Structural exposure scores 65 and live distress 3 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (83/100), structural risk (65/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.
The market reads peak — home values rose 2.2% year on year, and 16% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.
Households earn a median $64,288 — below the roughly $78,000 national figure. There are about 12,755 housing units across 21239. Around 33% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. Rent burden reaches 40% of tenant households. The typical home is worth about $207,400 (3.0× income, relatively affordable). About 28,635 people live here, median age 36. The vacancy rate is 6.5%. The poverty rate is 11.1%. Owners hold 56% of homes, renters 44%.
Overall, 21239 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 21239 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 21239 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 21239 shows blanks, not estimates, wherever the record is sparse.
Each component behind 21239 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Treat 21239 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 21239
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 21239 distress snapshot
Current distress, phase, housing and lender-pressure figures for 21239, drawn from the same report attached to each property.
Nearby ZIPs in Baltimore County
Related reports across Baltimore County, Maryland
Related ZIP, county and statewide reads linked to Baltimore County, Maryland.
Open the complete 21239 acquisition file
Pull every distressed parcel in 21239 — owner, address, APN, distress score, lender exposure and exit read — with funding and closing one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology