ZIP 21215 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21215 (Baltimore County, Maryland) at a moderate 30/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (77/100)). On the structural side it scores 68/100, with 3/100 of stress already active. Leading the profile are construction/permit lag (99/100), structural risk (68/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100).

The market reads peak — home values rose 2.2% year on year, and 16% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 15.6% — elevated. 21.7% of residents fall below the poverty threshold. At $47,606, median income runs below typical U.S. levels. About 25% have a four-year degree. Rent burden reaches 53% of tenant households. About 52,078 people live here, median age 40. The typical home is worth about $201,200 (4.0× income, relatively affordable). Owners hold 53% of homes, renters 47%. On demographic stress specifically, 21215 scores 38/100. There are about 25,215 housing units across 21215.

Net-net, 21215 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 21215 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 21215 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21215 can be compared directly against any other ZIP in Baltimore County, Maryland or nationwide. Where the public record is thin for 21215, the field stays empty rather than modeled, and fills in as new documents post.

Behind 21215's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 21215 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.