ZIP 21215 Property Distress & Foreclosure Data

ZIP code 21215 in Baltimore County, Maryland carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (78/100). The latent-versus-live split is 68/100 structural and 3/100 already moving. What sets it apart are the readings on construction/permit lag (96/100), structural risk (68/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 2.8% year on year, and 16% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 15.6% — elevated. The poverty rate is 21.7% — high, a tax-stress and distress correlate. At $47,606, median income runs below typical U.S. levels. Around 25% of adults hold a bachelor's degree or higher. Around 53% of renters are cost-burdened. About 52,078 people live here, median age 40. The typical home is worth about $201,200 (4.0× income, relatively affordable). 53% of housing is owner-occupied. The demographic-stress sub-score lands at 38/100. The ZIP holds roughly 25,215 housing units.

Net-net, 21215 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.