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ZIP 21214 Foreclosure, Tax-Lien & Distress Report

Baltimore County, Maryland · Distress market

In Baltimore County, Maryland, ZIP 21214 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structurally it carries 68/100, against 3/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (68/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100). It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (77/100).

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 15% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 21,295 people live here, median age 42. Home values center near $259,500, an affordability ratio of 3.0× — accessible. The vacancy rate is 6.9%. Owners hold 78% of homes, renters 22%. Roughly 10.3% live below the poverty line. There are about 9,107 housing units across 21214. Rent burden reaches 30% of tenant households. Around 42% of adults hold a bachelor's degree or higher. At $82,093, median income runs near typical U.S. levels. On demographic stress specifically, 21214 scores 25/100.

Overall, 21214 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 21214 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 21214 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21214 can be compared directly against any other ZIP in Baltimore County, Maryland or nationwide. The score is rebuilt from public data as it updates, so 21214 reflects the current record instead of a stale or modeled snapshot.

21214's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 21214 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

30/100
Composite stress
68/100
Structural risk
3/100
Distress activity

What is driving ZIP 21214’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk94
21214 carries 9 additional scored dimensions

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 21214 by the numbers

The live 21214 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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