ZIP 21234 Property Distress & Foreclosure Data

In Baltimore County, Maryland, ZIP 21234 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 50 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (94/100), flood (NFIP) exposure (88/100)). Its standout signals are structural risk (50/100), institutional ownership (20/100), construction/permit lag (18/100). On the quiet end sit construction/permit lag (18/100) and mortgage stress (8/100).

The peak-phase market in 21234 posted values that rose 2.8% over the year, and 13% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 65% of homes, renters 35%. Home values center near $288,100, an affordability ratio of 3.3× — accessible. 7.2% of residents fall below the poverty threshold. Educational attainment sits at 37% bachelor's-or-above. Vacancy runs 7.8%. Median household income is $83,139, near the U.S. median near $78,000. Population is roughly 65,010 with a median age of 41. DLRadar's demographic-stress index for the area reads 29/100. There are about 29,649 housing units across 21234. Rent burden reaches 42% of tenant households.

Broadly, 21234 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.