ZIP 21236 Property Distress & Foreclosure Data

Composite property distress in 21236 (Baltimore County, Maryland) lands at 21/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). The sharpest non-environmental signals are structural risk (48/100), institutional ownership (20/100), construction/permit lag (10/100). By contrast, construction/permit lag (10/100) and mortgage stress (8/100) register low. Structural risk reads 48/100 against active distress of 2/100.

The market reads peak — home values rose 2.8% year on year, and 16% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 16,349 housing units across 21236. Vacancy runs 3.9%. The typical home is worth about $327,200 (3.3× income, relatively affordable). The poverty rate is 8.8%. About 39,653 people live here, median age 38. At $92,130, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 28/100. Around 40% of adults hold a bachelor's degree or higher. 69% of housing is owner-occupied. Rent burden reaches 40% of tenant households.

Overall 21236 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.