ZIP 21128 Foreclosure, Tax-Lien & Distress Report

In Baltimore County, Maryland, ZIP 21128 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 49/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). The pressure is most legible in structural risk (49/100), institutional ownership (20/100), construction/permit lag (15/100). construction/permit lag (15/100) and mortgage stress (8/100) stay muted.

The market reads peak — home values rose 2.2% year on year, and 14% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

14,954 residents call 21128 home, typically aged 41. The vacancy rate is 6.6%. The ZIP holds roughly 5,917 housing units. Around 54% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. Rent burden reaches 29% of tenant households. A median home runs $449,500 here, or 3.4 times local income. Households earn a median $123,191 — above the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 23/100. The poverty rate is 4.1% — low.

Broadly, 21128 is a steadier market — the deals are the exceptions, not the rule. 21128 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 21128 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 21128 stays directly comparable to neighboring ZIPs and the rest of Baltimore County, Maryland. 21128 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

21128's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 21128 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.