ZIP 21128 Property Distress & Foreclosure Data

Composite property distress in 21128 (Baltimore County, Maryland) lands at 21/100 — low on DLRadar's public-record scoring. Structural exposure scores 47 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). The sharpest non-environmental signals are structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). By contrast, mortgage stress (8/100) and construction/permit lag (7/100) register low.

The market reads peak — home values rose 2.8% year on year, and 14% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 14,954 people live here, median age 41. Vacancy runs 6.6%. There are about 5,917 housing units across 21128. Around 54% of adults hold a bachelor's degree or higher. 84% of housing is owner-occupied. Rent burden reaches 29% of tenant households. The typical home is worth about $449,500 (3.4× income, relatively affordable). At $123,191, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 23/100. The poverty rate is 4.1% — low.

Overall 21128 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.