ZIP 21162 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 21162 (Baltimore County, Maryland) at a low 22/100 for overall property distress. Latent structural risk is 49/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). The most distinctive pressure shows up in structural risk (49/100), institutional ownership (20/100), construction/permit lag (15/100). By contrast, construction/permit lag (15/100) and mortgage stress (8/100) register low.

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 12% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $451,600, an affordability ratio of 2.8× — accessible. Households earn a median $168,021 — above the roughly $78,000 national figure. Population is roughly 4,511 with a median age of 35. 88% of housing is owner-occupied. Rent burden reaches 6% of tenant households. 2.1% of residents fall below the poverty threshold. The ZIP holds roughly 1,663 housing units. Around 47% of adults hold a bachelor's degree or higher. The vacancy rate is 7.7%. On demographic stress specifically, 21162 scores 18/100.

Overall 21162 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 21162 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 21162's 22/100 can be lined up against any neighbor in Baltimore County, Maryland or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 21162 shows blanks, not estimates, wherever the record is sparse.

21162's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 21162 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.