ZIP 21220 Foreclosure, Tax-Lien & Distress Report
Baltimore County, Maryland · Distress market
ZIP 21220's composite property-distress score is 22/100 - DLRadar classes that as low for Baltimore County, Maryland. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). Structural risk reads 49/100 against active distress of 2/100. Property-level stress concentrates in structural risk (49/100), institutional ownership (20/100), construction/permit lag (15/100). construction/permit lag (15/100) and mortgage stress (8/100) stay muted.
The peak-phase market in 21220 posted values that rose 2.2% over the year, and 19% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.
Around 26% of adults hold a bachelor's degree or higher. Rent burden reaches 55% of tenant households. At $79,676, median income runs near typical U.S. levels. The typical home is worth about $300,100 (3.5× income, relatively affordable). Owners hold 68% of homes, renters 32%. Population is roughly 42,936 with a median age of 38. On demographic stress specifically, 21220 scores 34/100. The vacancy rate is 9.7%. Roughly 14.3% live below the poverty line. There are about 17,918 housing units across 21220.
Broadly, 21220 is a steadier market — the deals are the exceptions, not the rule. While 21220 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 21220 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. 21220 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 22/100 figure for 21220 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 21220 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 21220 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 21220 by the numbers
The live 21220 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Baltimore County
Related reports across Baltimore County, Maryland
Further distress data across Baltimore County, Maryland at ZIP, county and state level.
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Each signal above is traceable to an open dataset · methodology