ZIP 21220 Property Distress & Foreclosure Data

In Baltimore County, Maryland, ZIP 21220 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). On the structural side it scores 47/100, with 2/100 of stress already active. Its standout signals are structural risk (47/100), institutional ownership (20/100), mortgage stress (8/100). mortgage stress (8/100) and construction/permit lag (7/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 19% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 26% have a four-year degree. Around 55% of renters are cost-burdened. Households earn a median $79,676 — near the roughly $78,000 national figure. A median home runs $300,100 here, or 3.5 times local income. The tenure split is 68% owner-occupied to 32% rented. 42,936 residents call 21220 home, typically aged 38. On demographic stress specifically, 21220 scores 34/100. The vacancy rate is 9.7%. Roughly 14.3% live below the poverty line. The ZIP holds roughly 17,918 housing units.

On balance, 21220 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.