ZIP 21227 Foreclosure, Tax-Lien & Distress Report
Baltimore County, Maryland · Distress market
ZIP 21227's composite property-distress score is 22/100 - DLRadar classes that as low for Baltimore County, Maryland. Structurally it carries 50/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). The pressure is most legible in structural risk (50/100), institutional ownership (20/100), construction/permit lag (19/100). On the quiet end sit construction/permit lag (19/100) and mortgage stress (8/100).
Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 17% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.
About 35,695 people live here, median age 36. Around 33% of renters are cost-burdened. Home values center near $289,400, an affordability ratio of 3.3× — accessible. 66% of housing is owner-occupied. The vacancy rate is 4.0%. There are about 14,095 housing units across 21227. Around 27% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 30/100. Roughly 15.2% live below the poverty line. At $83,620, median income runs near typical U.S. levels.
On balance, 21227 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. While 21227 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 21227 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21227 can be compared directly against any other ZIP in Baltimore County, Maryland or nationwide. The score is rebuilt from public data as it updates, so 21227 reflects the current record instead of a stale or modeled snapshot.
Behind 21227's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 21227 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 21227’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 21227 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Unlock parcel-level detail for ZIP 21227
See who owns each distressed property in 21227, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology