ZIP 21227 Property Distress & Foreclosure Data

Composite property distress in 21227 (Baltimore County, Maryland) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 48 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (88/100). The sharpest non-environmental signals are structural risk (48/100), institutional ownership (20/100), construction/permit lag (12/100). By contrast, construction/permit lag (12/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 2.8% year on year, and 17% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 35,695 people live here, median age 36. Rent burden reaches 33% of tenant households. The typical home is worth about $289,400 (3.3× income, relatively affordable). 66% of housing is owner-occupied. Vacancy runs 4.0%. There are about 14,095 housing units across 21227. Around 27% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 30/100. The poverty rate is 15.2%. At $83,620, median income runs near typical U.S. levels.

Overall 21227 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.