ZIP 21225 Foreclosure, Tax-Lien & Distress Report

ZIP code 21225 in Anne Arundel County, Maryland carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 58/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (84/100). The pressure is most legible in construction/permit lag (61/100), structural risk (58/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (8/100) register low.

The peak-phase market in 21225 posted values that rose 2.2% over the year, and 22% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 34,469 with a median age of 35. A median home runs $229,000 here, or 4.3 times local income. The tenure split is 54% owner-occupied to 46% rented. Vacancy runs 10.5%. Around 48% of renters are cost-burdened. Households earn a median $50,069 — below the roughly $78,000 national figure. 22.3% of residents fall below the poverty threshold. The ZIP holds roughly 14,321 housing units. DLRadar's demographic-stress index for the area reads 40/100. About 14% have a four-year degree.

On the whole, 21225 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 21225 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 21225 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 21225 reflects the current record instead of a stale or modeled snapshot.

Each component behind 21225 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. For a buyer, 21225 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.