ZIP 21076 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 21076 in Anne Arundel County, Maryland comes in at 23, a low composite-distress reading. Structural exposure scores 52 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: structural risk (52/100), construction/permit lag (42/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (84/100).

Prices here sit in a peak phase: values rose 2.2% over the trailing year, and 12% higher over three years (phase confidence 21/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

66% of housing is owner-occupied. Vacancy runs 2.7%. The typical home is worth about $513,300 (3.4× income, relatively affordable). Around 27% of renters are cost-burdened. About 23,642 people live here, median age 37. About 55% have a four-year degree. 4.8% of residents fall below the poverty threshold. Households earn a median $143,409 — above the roughly $78,000 national figure. There are about 10,090 housing units across 21076. DLRadar's demographic-stress index for the area reads 24/100.

Overall 21076 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 21076 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 21076 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21076 can be compared directly against any other ZIP in Anne Arundel County, Maryland or nationwide. Where the public record is thin for 21076, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 for 21076 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 21076 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.