ZIP 21076 Foreclosure, Tax-Lien & Distress Report

ZIP code 21076 in Anne Arundel County, Maryland carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 42 and live distress 2 on the 0–100 scale. What sets it apart are the readings on structural risk (42/100), institutional ownership (19/100), mortgage stress (8/100). mortgage stress (8/100) and construction/permit lag (1/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), climate & FEMA risk (84/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 12% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 66% owner-occupied to 34% rented. Vacancy runs 2.7%. A median home runs $513,300 here, or 3.4 times local income. Rent burden reaches 27% of tenant households. 23,642 residents call 21076 home, typically aged 37. About 55% have a four-year degree. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $143,409 — above the roughly $78,000 national figure. There are about 10,090 housing units across 21076. On demographic stress specifically, 21076 scores 24/100.

On balance, 21076 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.