ZIP 21075 Property Distress & Foreclosure Data

Howard County, Maryland's ZIP 21075 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (55/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (68/100)). The latent-versus-live split is 55/100 structural and 2/100 already moving.

The peak-phase market in 21075 posted values that rose 2.8% over the year, and 14% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 13,443 housing units. 7.2% of residents fall below the poverty threshold. Around 48% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 28/100. The vacancy rate is 1.8%. Educational attainment sits at 58% bachelor's-or-above. Home values center near $455,300, an affordability ratio of 3.3× — accessible. Owners hold 65% of homes, renters 36%. Median household income is $133,321, above the U.S. median near $78,000. Population is roughly 37,146 with a median age of 34.

Broadly, 21075 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.