ZIP 21794 Foreclosure, Tax-Lien & Distress Report
Howard County, Maryland · High Value market
Composite property distress in 21794 (Howard County, Maryland) lands at 27/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (68/100)). The split runs 62/100 structural to 2/100 active on the ground. What sets it apart are the readings on construction/permit lag (100/100), structural risk (62/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (6/100).
The market reads peak — home values rose 2.2% year on year, and 26% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.
Median household income is $223,833, above the U.S. median near $78,000. Owners hold 100% of homes, renters 0%. 2.8% of residents fall below the poverty threshold. About 58% have a four-year degree. Rent burden reaches 0% of tenant households. On demographic stress specifically, 21794 scores 20/100. The vacancy rate is 3.1%. 2,326 residents call 21794 home, typically aged 42. There are about 690 housing units across 21794. The typical home is worth about $999,400 (4.4× income).
On balance 21794 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 21794 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Whether 21794 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21794 can be compared directly against any other ZIP in Howard County, Maryland or nationwide. Where the public record is thin for 21794, the field stays empty rather than modeled, and fills in as new documents post.
21794's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 21794 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 21794’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
21794 at a glance
The live 21794 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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No modelling: every input is a public record · methodology