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ZIP 21794 Foreclosure, Tax-Lien & Distress Report

Howard County, Maryland · High Value market

Composite property distress in 21794 (Howard County, Maryland) lands at 27/100 — low on DLRadar's distress scoring. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (66/100)). The split runs 61/100 structural to 2/100 active on the ground. What sets it apart are the readings on construction/permit lag (100/100), structural risk (61/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100).

The market reads peak — home values rose 2.2% year on year, and 26% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.

Median household income is $223,833, above the U.S. median near $78,000. Owners hold 100% of homes, renters 0%. 2.8% of residents fall below the poverty threshold. About 58% have a four-year degree. Rent burden reaches 0% of tenant households. On demographic stress specifically, 21794 scores 20/100. The vacancy rate is 3.1%. 2,326 residents call 21794 home, typically aged 42. There are about 690 housing units across 21794. The typical home is worth about $999,400 (4.4× income).

On balance 21794 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 21794 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 21794 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21794 can be compared directly against any other ZIP in Howard County, Maryland or nationwide. Where the record is thin for 21794, the field stays empty rather than modeled, and fills in as new documents post.

21794's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 21794 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

27/100
Composite stress
61/100
Structural risk
2/100
Distress activity

What is driving ZIP 21794’s distress

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk78
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

21794 at a glance

The live 21794 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Howard County ZIPs near 21794

Nearest ZIP codes to 21794

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

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Unlock the full ZIP 21794 acquisition report

Open 21794 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.

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