ZIP 21042 Property Distress & Foreclosure Data

Composite property distress in 21042 (Howard County, Maryland) lands at 24/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (78/100), flood (NFIP) exposure (68/100)). The latent-versus-live split is 55/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (71/100), structural risk (55/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (6/100).

The peak-phase market in 21042 posted values that rose 2.8% over the year, and 16% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $190,504, above the U.S. median near $78,000. Educational attainment sits at 75% bachelor's-or-above. 2.7% of residents fall below the poverty threshold. The vacancy rate is 2.0%. The ZIP holds roughly 15,368 housing units. Home values center near $706,400, an affordability ratio of 3.5× — accessible. DLRadar's demographic-stress index for the area reads 23/100. Owners hold 85% of homes, renters 15%. Around 44% of renters are cost-burdened. Population is roughly 43,021 with a median age of 45.

Broadly, 21042 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.