ZIP 21163 Property Distress & Foreclosure Data

DLRadar grades ZIP 21163 (Baltimore County, Maryland) at a low 22/100 for overall property distress. Property-level stress concentrates in structural risk (49/100), construction/permit lag (23/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 49/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (83/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 21% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 61% have a four-year degree. Around 82% of renters are cost-burdened. The vacancy rate is 5.8%. 7,031 residents call 21163 home, typically aged 47. Households earn a median $131,154 — above the roughly $78,000 national figure. A median home runs $602,800 here, or 4.6 times local income. Roughly 7.3% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 2,816 housing units. On demographic stress specifically, 21163 scores 34/100. The tenure split is 84% owner-occupied to 16% rented.

On balance, 21163 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.