ZIP 21224 Property Distress & Foreclosure Data

ZIP code 21224 in Baltimore County, Maryland carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (82/100), structural risk (64/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (80/100). On the structural side it scores 64/100, with 3/100 of stress already active.

The market reads peak — home values rose 2.8% year on year, and 9% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

The poverty rate is 17.7% — high, a tax-stress and distress correlate. The ZIP holds roughly 23,547 housing units. At $86,209, median income runs near typical U.S. levels. Around 50% of adults hold a bachelor's degree or higher. Around 45% of renters are cost-burdened. 60% of housing is owner-occupied. The vacancy rate is 13.3% — elevated. The demographic-stress sub-score lands at 31/100. About 46,949 people live here, median age 34. The typical home is worth about $295,200 (3.3× income, relatively affordable).

Net-net, 21224 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.