ZIP 21224 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 21224 (Baltimore County, Maryland) returns a low composite of 28/100. Leading the profile are construction/permit lag (85/100), structural risk (65/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (9/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (94/100), flood (NFIP) exposure (78/100). On the structural side it scores 65/100, with 3/100 of stress already active.

The market reads peak — home values rose 2.2% year on year, and 9% higher over three years, at 21/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

17.7% of residents fall below the poverty threshold. The ZIP holds roughly 23,547 housing units. At $86,209, median income runs near typical U.S. levels. Around 50% of adults hold a bachelor's degree or higher. Rent burden reaches 45% of tenant households. 60% of housing is owner-occupied. Vacancy runs 13.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 21224 scores 31/100. Population is roughly 46,949 with a median age of 34. Home values center near $295,200, an affordability ratio of 3.3× — accessible.

On the whole, 21224 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 21224 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 21224's 28/100 can be lined up against any neighbor in Baltimore County, Maryland or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 21224, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 21224 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 21224 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.