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ZIP 21201 Foreclosure, Tax-Lien & Distress Report

Baltimore County, Maryland · High Poverty market

ZIP code 21201 in Baltimore County, Maryland carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. The latent-versus-live split is 68/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (94/100), flood (NFIP) exposure (77/100). Leading the profile are construction/permit lag (100/100), structural risk (68/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100).

The market reads peak — home values rose 2.2% year on year, and 0% lower over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

11% of housing is owner-occupied. The ZIP holds roughly 12,185 housing units. Home values center near $275,300, an affordability ratio of 5.0×. On demographic stress specifically, 21201 scores 42/100. 17,819 residents call 21201 home, typically aged 33. The vacancy rate is 6.7%. About 47% have a four-year degree. Rent burden reaches 37% of tenant households. 32.5% of residents fall below the poverty threshold. Households earn a median $44,722 — below the roughly $78,000 national figure.

Taken together, 21201 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 21201 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 21201 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 21201, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

21201's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 21201 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

30/100
Composite stress
68/100
Structural risk
3/100
Distress activity

What is driving ZIP 21201’s distress

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk94
9 further distress layers are graded for 21201

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 21201 Stress Report snapshot

A live read on 21201: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Baltimore County ZIPs near 21201

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